Housing Rehabilitation Program

Low to moderate income homeowners that reside in the City of Grand Prairie may be eligible for a home improvement loan through the Housing Rehabilitation Program.

The program provides full rehab assistance up to $30,000 and reconstruction up to $150,000 for citizens 60 and older or disabled combining CDBG and/or HOME funds. Liens are filed to protect the City’s investment on single family low to moderate owner-occupied units.

Depending on income, available assistance includes Deferred Payment Loans (DPL) and 0%, 1% or 3% loans for single-family housing rehabilitation. Multi-family rehabilitation assistance is not available.

The purpose of the Housing Rehabilitation Program is to prevent the decline and deterioration of qualified single-family occupied structures by helping them maintain their home through rehabilitation. 

Eligible Applicants

  • Applicant must be at least 60 years of age or long-term disabled and provide disability statement to verify.
  • Applicant must not have a reverse mortgage on the property.
  • Owner-occupied within the city limits of Grand Prairie and have been primary residence for three years.
  • Applicant must not have received prior assistance from the City under any housing program (any deviation from this requirement must be approved by the Director or Manager).
  • Applicant must complete all application documents along with qualifying documents before the process will begin.
  • Applicant’s annual income must not exceed 80% of the median income for the City of Grand Prairie as set by HUD, see below.
  • Applicant must not have a deferred property tax of $50,000 or greater.

Income Limits

Dallas County Income Limits

  1 person  2 persons 3 persons 4 persons 5 persons 6 persons 7 persons 8 persons
CDBG & Home Extremely Low 30%
$18,700 $21,400 $24,050 $26,700 $28,850 $31,000 $33,150 $35,250
CDBG & Home Very Low 50%
$31,150  $35,600 $40,050 $44,500 $48,100 $51,650 $55,200 $58,750
CDBG & Home Very Low 60% $37,380 $42,720 $48,060 $53,400 $57,720 $61,980 $66,240 $70,500
CDBG & Home Low 80%
$49,850 $57,000 $64,100 $71,200 $76,900 $82,600 $88,300 $94,000

 

Tip: Family sizes in excess of 8 persons are calculated by adding 8% of the four-person income limit for each additional family member. That is, a 9-person limit should be 140% of the 4-person limit, the 10-person limit should be 148%. The income limit values for large households (9-12 persons) must be rounded to the nearest $50. Therefore, all values from 1 to 24 are rounded down to 0, and all values from 25 to 49 are rounded up to 50.

Tarrant County Income Limits

 

1
person

2 persons 3 persons 4 persons 5 persons 6 persons 7 persons 8 persons
CDBG & Home Extremely Low 30%
$17,000 $19,400 $21,850 $24,250 $26,200 $28,150 $30,100 $32,050
CDBG & Home Very Low 50%
$28,300  $32,350 $36,400 $40,400 $43,650 $46,900 $50,100 $53,350
CDBG & Home Very Low 60% $33,960 $38,820 $43,680 $48,480 $52,380 $56,280 $60,120 $64,020
CDBG & Home Low 80%
$45,300 $51,750 $58,200 $64,650 $69,850 $75,000 $80,200 $85,350

 

Tip: Family sizes in excess of 8 persons are calculated by adding 8% of the four-person income limit for each additional family member. That is, a 9-person limit should be 140% of the 4-person limit, the 10-person limit should be 148%. The income limit values for large households (9-12 persons) must be rounded to the nearest $50. Therefore, all values from 1 to 24 are rounded down to 0, and all values from 25 to 49 are rounded up to 50.

Download printer friendly income limits(PDF, 87KB)

Eligible Properties

Owner-occupied single-family property located within the City of Grand Prairie.

Grant Limit

The program provides full rehabilitation assistance up to $30,000.

How the Program Works:

Housing and Neighborhood Services receives prospective applicants from walk-ins, telephone calls and referrals. Housing and Neighborhood Services is responsible for:

  • Initial assessment of housing conditions
  • Documentation of applicant eligibility
  • Inspection of housing unit
  • Preparation of general work specifications
  • Collection and processing bids
  • Certification of repair contractors
  • Monitoring construction work

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