Housing Rehabilitation Program
Low to moderate income homeowners that reside in the City of Grand Prairie may be eligible for a home improvement loan through the Housing Rehabilitation Program.
The program provides full rehab assistance up to $30,000 and reconstruction up to $150,000 for citizens 60 and older or disabled combining CDBG and/or HOME funds. Liens are filed to protect the City’s investment on single family low to moderate owner-occupied units.
Depending on income, available assistance includes Deferred Payment Loans (DPL) and 0%, 1% or 3% loans for single-family housing rehabilitation. Multi-family rehabilitation assistance is not available.
The purpose of the Housing Rehabilitation Program is to prevent the decline and deterioration of qualified single-family occupied structures by helping them maintain their home through rehabilitation.
Eligible Applicants
- Applicant must be at least 60 years of age or long-term disabled and provide disability statement to verify.
- Applicant must not have a reverse mortgage on the property.
- Owner-occupied within the city limits of Grand Prairie and have been primary residence for three years.
- Applicant must not have received prior assistance from the City under any housing program (any deviation from this requirement must be approved by the Director or Manager).
- Applicant must complete all application documents along with qualifying documents before the process will begin.
- Applicant’s annual income must not exceed 80% of the median income for the City of Grand Prairie as set by HUD, see below.
- Applicant must not have a deferred property tax of $50,000 or greater.
How the Program Works:
Housing and Neighborhood Services receives prospective applicants from walk-ins, telephone calls and referrals. Housing and Neighborhood Services is responsible for:
- Initial assessment of housing conditions
- Documentation of applicant eligibility
- Inspection of housing unit
- Preparation of general work specifications
- Collection and processing bids
- Certification of repair contractors
- Monitoring construction work
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Income Limits
Dallas County
|
|
|
1 Person |
2 Person |
3 Person |
4 Person |
5 Person |
6 Person |
7 Person |
8 Person |
|
| (Deferred Payment Loan DPL) |
|
| CDBG & HOME EXTREMELY LOW |
30% |
$21,700 |
$24,800 |
$27,900 |
$30,950 |
$33,450 |
$35,950 |
$38,400 |
$40,900 |
|
|
|
|
|
|
|
|
|
|
| (DPL $30,000/0% Combo) |
|
|
|
|
|
|
|
|
|
| CDBG & HOME VERY LOW |
50% |
$36,100 |
$41,250 |
$46,400 |
$51,550 |
$55,700 |
$59,800 |
$63,950 |
$68,050 |
|
|
|
|
|
Maximum income for Emergency Repair Program |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| (DPL $15,000/1% Combo) |
|
|
|
|
|
|
|
|
|
| CDBG & HOME VERY LOW |
60% |
$43,320 |
$49,500 |
$55,680 |
$61,860 |
$66,840 |
$71,760 |
$76,740 |
$81,660 |
|
|
|
|
|
|
|
|
|
|
| (3% Loan) |
|
|
|
|
|
|
|
|
|
| CDBG & HOME LOW |
80% |
$57,750 |
$66,000 |
$74,250 |
$82,500 |
$89,100 |
$95,700 |
$102,300 |
$108,900 |
|
|
|
|
|
|
|
|
|
|
|
Tarrant County
|
|
|
1 Person |
2 Person |
3 Person |
4 Person |
5 Person |
6 Person |
7 Person |
8 Person |
|
|
|
| (Deferred Payment Loan DPL) |
|
|
| CDBG & HOME EXTREMELY LOW |
30% |
$20,100 |
$23,000 |
$25,850 |
$28,700 |
$31,000 |
$33,300 |
$35,600 |
$37,900 |
|
|
|
|
|
|
|
|
|
|
| (DPL $30,000/0% Combo) |
|
|
|
|
|
|
|
|
|
| CDBG & HOME VERY LOW |
50% |
$33,500 |
$38,300 |
$43,100 |
$47,850 |
$51,700 |
$55,550 |
$59,350 |
$63,200 |
|
|
|
|
|
Maximum income for Emergency Repair Program |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| (DPL $15,000/1% Combo) |
|
|
|
|
|
|
|
|
|
| CDBG & HOME VERY LOW |
60% |
$40,200 |
$45,960 |
$51,720 |
$57,420 |
$62,040 |
$66,660 |
$71,220 |
$75,840 |
|
|
|
|
|
|
|
|
|
|
| (3% loan) |
|
|
|
|
|
|
|
|
|
| CDBG & HOME LOW |
80% |
$53,600 |
$61,250 |
$68,900 |
$76,550 |
$82,700 |
$88,800 |
$94,950 |
$101,050 |
|
|
|
|
|
|
|
|
|
|
|
Tip:
- Family sizes in excess of 8 persons are calculated by adding 8% of the four-person income limit for each additional family member.
- That is, a 9-person limit should be 140% of the 4-person limit, the 10-person limit should be 148%.
- The income limit values for large households (9-12 persons) must be rounded to the nearest $50.
- Therefore, all values from 1 to 24 are rounded down to 0, and all values from 25 to 49 are rounded up to 50.
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