Housing Rehabilitation Program
Low to moderate income homeowners that reside in the City of Grand Prairie may be eligible for a home improvement loan through the Housing Rehabilitation Program.
The program provides full rehab assistance up to $30,000 and reconstruction up to $150,000 for citizens 60 and older or disabled combining CDBG and/or HOME funds. Liens are filed to protect the City’s investment on single family low to moderate owner-occupied units.
Depending on income, available assistance includes Deferred Payment Loans (DPL) and 0%, 1% or 3% loans for single-family housing rehabilitation. Multi-family rehabilitation assistance is not available.
The purpose of the Housing Rehabilitation Program is to prevent the decline and deterioration of qualified single-family occupied structures by helping them maintain their home through rehabilitation.
Eligible Applicants
- Applicant must be at least 60 years of age or long-term disabled and provide disability statement to verify.
- Applicant must not have a reverse mortgage on the property.
- Owner-occupied within the city limits of Grand Prairie and have been primary residence for three years.
- Applicant must not have received prior assistance from the City under any housing program (any deviation from this requirement must be approved by the Director or Manager).
- Applicant must complete all application documents along with qualifying documents before the process will begin.
- Applicant’s annual income must not exceed 80% of the median income for the City of Grand Prairie as set by HUD, see below.
- Applicant must not have a deferred property tax of $50,000 or greater.
Income Limits
Dallas County Income Limits
| |
1 person |
2 persons |
3 persons |
4 persons |
5 persons |
6 persons |
7 persons |
8 persons |
CDBG & Home Extremely Low 30%
|
$18,700 |
$21,400 |
$24,050 |
$26,700 |
$28,850 |
$31,000 |
$33,150 |
$35,250 |
CDBG & Home Very Low 50%
|
$31,150 |
$35,600 |
$40,050 |
$44,500 |
$48,100 |
$51,650 |
$55,200 |
$58,750 |
| CDBG & Home Very Low 60% |
$37,380 |
$42,720 |
$48,060 |
$53,400 |
$57,720 |
$61,980 |
$66,240 |
$70,500 |
CDBG & Home Low 80%
|
$49,850 |
$57,000 |
$64,100 |
$71,200 |
$76,900 |
$82,600 |
$88,300 |
$94,000 |
Tip: Family sizes in excess of 8 persons are calculated by adding 8% of the four-person income limit for each additional family member. That is, a 9-person limit should be 140% of the 4-person limit, the 10-person limit should be 148%. The income limit values for large households (9-12 persons) must be rounded to the nearest $50. Therefore, all values from 1 to 24 are rounded down to 0, and all values from 25 to 49 are rounded up to 50.
Tarrant County Income Limits
| |
1
person
|
2 persons |
3 persons |
4 persons |
5 persons |
6 persons |
7 persons |
8 persons |
CDBG & Home Extremely Low 30%
|
$17,000 |
$19,400 |
$21,850 |
$24,250 |
$26,200 |
$28,150 |
$30,100 |
$32,050 |
CDBG & Home Very Low 50%
|
$28,300 |
$32,350 |
$36,400 |
$40,400 |
$43,650 |
$46,900 |
$50,100 |
$53,350 |
| CDBG & Home Very Low 60% |
$33,960 |
$38,820 |
$43,680 |
$48,480 |
$52,380 |
$56,280 |
$60,120 |
$64,020 |
CDBG & Home Low 80%
|
$45,300 |
$51,750 |
$58,200 |
$64,650 |
$69,850 |
$75,000 |
$80,200 |
$85,350 |
Tip: Family sizes in excess of 8 persons are calculated by adding 8% of the four-person income limit for each additional family member. That is, a 9-person limit should be 140% of the 4-person limit, the 10-person limit should be 148%. The income limit values for large households (9-12 persons) must be rounded to the nearest $50. Therefore, all values from 1 to 24 are rounded down to 0, and all values from 25 to 49 are rounded up to 50.
Download printer friendly income limits(PDF, 87KB)
Eligible Properties
Owner-occupied single-family property located within the City of Grand Prairie.
Grant Limit
The program provides full rehabilitation assistance up to $30,000.
How the Program Works:
Housing and Neighborhood Services receives prospective applicants from walk-ins, telephone calls and referrals. Housing and Neighborhood Services is responsible for:
- Initial assessment of housing conditions
- Documentation of applicant eligibility
- Inspection of housing unit
- Preparation of general work specifications
- Collection and processing bids
- Certification of repair contractors
- Monitoring construction work
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