Retiree Dental Benefits

The city offers retirees three options for your city-sponsored dental coverage.

Dental HMO (Cigna) 

The Cigna Dental HMO plan requires you to use an in-network dentist and offers the following:

• No deductible and no claims to file
• No annual or lifetime max
• Pay per-determined co-pays only
• Orthodontia covered for children and adults
  
  

Dental PPO (Cigna)

The Cigna Dental PPO plan allows you to use the dentist of your choice and offers the following:

• Preventive Services: 100% covered
• General Services: 80% covered
• Major Services: 50% covered
• Orthodontia: 50% covered
• Annual Max: $1,500
• Ortho Lifetime Max: $1,500
• Annual Deductible: $50 individual/$150 family
  
  

Cigna Rates

For a list of Cigna providers, contact Cigna at 1-800-244-6224 or my.cigna.com

QCD (Quality Care Dental)

QCD is a plan designed to provide you with dental benefits at a discounted rate (This is not an insurance company). You must use QCD network dentists, including specialists. When you go to the dentist, you will be charged a fee for each procedure done in accordance to the schedule of benefits.

QCD Rates

For a list of QCD providers, contact QCD at 1-800-229-0304 or qcdofamerica.com