Housing Rehabilitation Program

Low to moderate income homeowners that reside in the City of Grand Prairie may be eligible for a home improvement loan through the Housing Rehabilitation Program.

The program provides full rehab assistance up to $30,000 and reconstruction up to $150,000 for citizens 60 and older or disabled combining CDBG and/or HOME funds. Liens are filed to protect the City’s investment on single family low to moderate owner-occupied units.

Depending on income, available assistance includes Deferred Payment Loans (DPL) and 0%, 1% or 3% loans for single-family housing rehabilitation. Multi-family rehabilitation assistance is not available.

The purpose of the Housing Rehabilitation Program is to prevent the decline and deterioration of qualified single-family occupied structures by helping them maintain their home through rehabilitation. 


Eligible Applicants

  • Applicant must be at least 60 years of age or long-term disabled and provide disability statement to verify.
  • Applicant must not have a reverse mortgage on the property.
  • Owner-occupied within the city limits of Grand Prairie and have been primary residence for three years.
  • Applicant must not have received prior assistance from the City under any housing program (any deviation from this requirement must be approved by the Director or Manager).
  • Applicant must complete all application documents along with qualifying documents before the process will begin.
  • Applicant’s annual income must not exceed 80% of the median income for the City of Grand Prairie as set by HUD, see below.
  • Applicant must not have a deferred property tax of $50,000 or greater.

How the Program Works:

Housing and Neighborhood Services receives prospective applicants from walk-ins, telephone calls and referrals. Housing and Neighborhood Services is responsible for:

  • Initial assessment of housing conditions
  • Documentation of applicant eligibility
  • Inspection of housing unit
  • Preparation of general work specifications
  • Collection and processing bids
  • Certification of repair contractors
  • Monitoring construction work

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Income Limits

Dallas County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
(Deferred Payment Loan DPL)
CDBG & HOME EXTREMELY LOW 30% $21,700 $24,800 $27,900 $30,950 $33,450 $35,950 $38,400 $40,900
(DPL $30,000/0% Combo)
CDBG & HOME VERY LOW 50% $36,100 $41,250 $46,400 $51,550 $55,700 $59,800 $63,950 $68,050
    Maximum income for Emergency Repair Program          
(DPL $15,000/1% Combo)
CDBG & HOME VERY LOW 60% $43,320 $49,500 $55,680 $61,860 $66,840 $71,760 $76,740 $81,660
(3% Loan)
CDBG & HOME LOW 80% $57,750 $66,000 $74,250 $82,500 $89,100 $95,700 $102,300 $108,900

 

Tarrant County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
(Deferred Payment Loan DPL)
CDBG & HOME EXTREMELY LOW 30% $20,100 $23,000 $25,850 $28,700 $31,000 $33,300 $35,600 $37,900
(DPL $30,000/0% Combo)
CDBG & HOME VERY LOW 50% $33,500 $38,300 $43,100 $47,850 $51,700 $55,550 $59,350 $63,200
    Maximum income for Emergency Repair Program          
(DPL $15,000/1% Combo)
CDBG & HOME VERY LOW 60% $40,200 $45,960 $51,720 $57,420 $62,040 $66,660 $71,220 $75,840
(3% loan)
CDBG & HOME LOW 80% $53,600 $61,250 $68,900 $76,550 $82,700 $88,800 $94,950 $101,050

 

Tip:

  • Family sizes in excess of 8 persons are calculated by adding 8% of the four-person income limit for each additional family member.
  • That is, a 9-person limit should be 140% of the 4-person limit, the 10-person limit should be 148%.
  • The income limit values for large households (9-12 persons) must be rounded to the nearest $50.
  • Therefore, all values from 1 to 24 are rounded down to 0, and all values from 25 to 49 are rounded up to 50.

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